• Your Homeowner's Insurance Too High? ,Mary Palma

    Your Homeowner's Insurance Too High?

      Happy Tuesday! ‌‌‌‌‌‌ Anyone else slow blinking in disbelief at their homeowner's insurance rate? 💰 Homeowners insurance hack! ☎️ Call your insurance provider YEARLY to see if you qualify for discounts!  Oh, and you do not have to wait until your current insurance expires in order to start saving

    View more

  • What is a Mortgage Rate Buy Down? ,Mary Palma

    What is a Mortgage Rate Buy Down?

          What is a Mortgage Rate Buy Down? A mortgage rate buy down involves paying extra money upfront to reduce your mortgage interest rate for a portion or the entire term of the loan. This upfront payment is known as "buying points" or "discount points." How Do Points Work? When you buy points, you

    View more

  • Other Realtors Won't Say This,Mary Palma

    Other Realtors Won't Say This

    I'm a believer in being upfront — even when the conversation is tough. So, here's the candid truth: For many, this might not be the ideal time to buy a home.  We're facing a market where prices are high, interest rates are holding higher than they've been, and housing inventory, while increasing, is

    View more